Reviews: LifeLock

LifeLock helps protect your identity even if your information falls into the wrong hands.  They will provide you with early notification of identity threats, search the web for the illegal selling of your information, help cancel and replace the contents of your lost or stolen wallet, verify change of address requests and much, much more.

Why do I need LifeLock????

One in six people fell victim to identity theft in 2009, costing consumers and businesses over $50 billion dollars.  Only twenty-eight percent of those people fell victim to financial identity theft, which is the easiest to repair.  The other seventy-two percent of identity thefts were medical, drivers-license, social security and character/criminal identity theft.

The LifeLock Difference:

The single most important factor in protecting your identity is minimizing the lead-time available to the thieves before detection.  Most individuals who have had their identities stolen don't realize it for many months, and usually after substantial damage has been done to their credit and finances.  Although, credit-monitoring services certainly can reduce this lead time, even a one or two day delay can often be enough time for a thief to do substantial financial and credit damage to you.  This is why LifeLock stands out above the rest of the competition.  The focus at LifeLock is on upfront prevention versus after the fact monitoring and recovery.  This allows you to rest easy, since the credit that you worked so hard for stays secure.

$1 Million Service Guarantee

If you become a victim of identity theft while you are a LifeLock member because of some failure or defect in our service, contact them and they will act on your behalf to repair any damage. They will spend up to $1 million to hire lawyers, investigators, consultants and whatever else it takes to restore your name and help you recover the direct losses from the identity theft.

What to expect if you invoke the $1 Million Total Service Guarantee: In most cases, your name can be restored within 30 days. Here's how it works: Upon verification of the claim, they will assign a Member Services Agent who will continue to be your contact throughout the resolution of your case.  You will have a conference call with a third party expert and your LifeLock representative to assess the facts of your case and determine the type and nature of the identity theft that has occurred.  A third party Recovery Specialist is then assigned to the case. The Recovery Specialist will: Consult with you, explain your rights as a victim, educate you on the recovery process, obtain additional information that is necessary to proceed with the recovery process, give you the pre-fill forms, give step-by-step instructions necessary for your state jurisdiction, type of identity theft and send over a Power of Attorney form that will allow them to act on your behalf.  

You will need to: follow the step-by-step instructions provided to you, sign and notarize appropriate documents, file a police report, in person, as required by law, send back the documents, in the pre-addressed, overnight envelope provided and finally upon the closing of the case, they will call you to ensure that your identity has been recovered to your full satisfaction.

What items or costs does the $1 Million Total Service Guarantee NOT cover?

Their $1 Million Total Service Guarantee does not cover: lost wages or business profits, loss of business or lost opportunities and direct out-of-pocket expenses like postage stamps, gas or mileage to go to local authorities, or any notary public fees, etc. The guarantee does cover the cost for lawyers, investigators, case managers but not any direct losses as a result of the theft. Under the Terms and Conditions, NO money passes directly to their LifeLock members.  Click here to visit their Terms & Conditions page and read the section on their Service Guarantee.

Lifelock offers two distinct levels of protection

LifeLock offers two distinct levels of protection that you can obtain.  Standard LifeLock and the LifeLock Command Center which both offer eRecon, TrueAddress, the LifeLock Identity Alert System, reduce pre-approved credit offers sent you, the WalletLock, the $1 Million dollar guarantee and of course a 24 hour a day phone access to Member representatives.

The difference between standard LifeLock and LifeLock Command Center is in the detection services offered.

The LifeLock Command Center offers users:

•                LifeLock Personal Breach Detection

•                payday loan alerts

•                sex offender registry alerts

•                public records alerts

•                alias records alerts and court record alerts.

The LifeLock Command Center is available to users for only $15 a month with the Standard LifeLock costing only $10 a month.  Either way you can’t go wrong with LifeLock protecting your social security number, good name and credit.  


Clicking on any LifeLock link throughout this website will enable you to receive 10% off and start protecting yourself with their award winning service.